Day By Day, I Decrease My Debt

Day by day, I decrease my debt.
 
I am on a mission to decrease my debt. Each day, I challenge myself to minimize my spending so I can apply my expendable income towards paying down my debts.
 
So far, so good!
 
I no longer charge purchases on my credit card. My only active "charge card" is my debit card. Due to my efforts, I am successfully decreasing my credit card debt!
 
Decreasing my debt provides me with instant gratification and peace.
 
I make financial sacrifices every day. I buy the store brand and utilize coupons when grocery shopping. I settle for the basic cable package rather than the expensive plan with all the bells and whistles. My personal shopping is nearly nonexistent.
 
Even so, I feel more satisfied than ever! I know my money is better spent going towards my outstanding balances rather than unnecessary things

​Some days, my family finds my newfound frugality to be annoying. But, I pay no attention to the nagging comments. Not only am I helping myself by decreasing my debt, but I am also forming a better future for my family.
 
I always write checks for substantially more than the minimum amount due when paying my mortgage, credit cards, and loans. When I receive my yearly tax returns, I apply at least 75% of the money towards paying down my debt.
 
I am disciplined in my ways and determined to pay off my debts. Few feelings are more fulfilling than the liberation of being debt-free!
 
Today, I write my checks with joy. I am already reaping the emotional and financial benefits of unloading this weight off of my shoulders.