I can control my spending habits.
Wisely managing my spending requires the same self-control I have in other aspects of my life.
I anticipate days when making ends meet may be harder than usual. It is these days that give me the drive to maintain control of my spending habits and I make it a point to save for rainy days.
How I spend is a reflection of my character. I am honest with myself, so I am honest about what I can afford. I live a worry-free life, so I ensure that my spending habits keep me from having to worry about putting meals on my table.
I commit to spending wisely and thoughtfully.
Sometimes, impulse purchasing is a real challenge as I feel the urge to give in to my desire to spend. But I take a moment to look at the bigger picture.
I consider what the outcome could be if I make the purchase and refrain from buying the item if there is any possible sign of hardship to come from doing so.
Today, I vow to work hard to control my spending habits. I know that financial situations sometimes arise which alter my plans, but I commit to handling them as best as I can.
Increasing Financial Awareness and Building Financial Stability